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No-Cost-to-You Coverage

Confirmation required to finalize Kiwanis NO-COST coverage

Imagine a fatal car accident on the way home from work. If it happened to you, your family may very well need extra money to help make ends meet as they rebuild their lives.

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No-Cost Accidental Death Plan

As a special "thank you" for your service as a valued Kiwanis Member, you're now entitled up to $3,000.00 in special Accidental Death benefit compliments of Kiwanis. But confirmation is required for full activation. Please take a few minutes right now to activate this important privilege.

No-Cost Accidental Death Plan Tabbed Product Details

Overview

Up to $3,000.00 NO-COST Entitlement Guaranteed to Kiwanis Members

As a Kiwanis Member, you're entitled up to $3,000.00 in NO-COST benefits. But your Confirmation is REQUIRED for full activation. Your spouse is guaranteed acceptance, as long as you are enrolled. No medical exams or health questions are required, and he or she is entitled to the same coverage and terms as you. Benefits reduce 50% at age 75 and over.

Up to $3,000.00 NO-COST AD Member Only Benefit: Your loved ones will receive a check up to $3,000.00 if you suffer a fatal covered accident. There are no strings attached and you pay nothing for this benefit.

You're covered 24 hours a day, anywhere in the world for all covered accidents. You're protected:

  • In a private vehicle such as a car, truck or RV
  • On a plane, bus, train, ship, ferry or taxi
  • On a motorcycle
  • On a bicycle
  • As a pedestrian
  • In and around your home
  • At work
  • At recreation such as hunting, backpacking, boating, camping, climbing and more

But it's important to confirm your up to $3,000.00 NO-COST entitlement today.

Confirmation Required for Full Activation of up to $3,000.00 No Cost Benefit

As a Kiwanis Member, you're guaranteed up to $3,000.00 in benefits — at absolutely no cost to you.

But regulations require your Confirmation on file in order to finalize this complimentary privilege. Please activate your NO COST benefits today.

 

Benefits

Up to $3,000.00 NO-COST Accident Base Benefit

As a Kiwanis Member, you're now entitled up to $3,000.00 in NO-COST Accident coverage. This base benefit is an important entitlement extended to valued Members - compliments of The Kiwanis Member Benefits Program.

Benefits Are Paid in Cash

Accidental death benefits are paid for the coverage amount ($3,000.00 for the NO COST to you coverage plus the amount of
expanded coverage you choose) if you or a covered spouse suffer bodily injuries as a direct result and from no other cause than that from the accident, which results in loss of life. The accident must happen while the person is insured and the loss must occur within 365 days after the date of the accident.

Plus, EXPANDED Accident Benefits Extended on Guaranteed

But as important as your up to $3,000.00 no cost benefit is, this complimentary privilege is only a start. That's why Kiwanis negotiated EXPANDED cash benefits — giving you even more protection against covered accidents.

Now you can also add up to $100,000 in expanded accident benefits to help protect you against covered accidents while driving to work … traveling for business … taking a vacation with your family … working on projects around the house … and much more.

You and your spouse are GUARANTEED the right to EXPANDED accident benefits as long as you're under age 74. No matter what your health … occupation … driving record … or previous accidents, you cannot be turned down

Pays REGARDLESS OF Any Other Insurance

In addition to working seamlessly with your NO-COST Kiwanis accident privileges, your Expanded benefits are paid REGARDLESS of any employer or other group coverage you may have in the event of a covered accident.

That means you can rest assured your loved ones will collect the full amount of cash benefits they're entitled to. It's an easy way to help make sure your family could get a fresh start … instead of worrying how they'd pay the bills … if a covered accident takes your life.

Confirmation Required for Full Activation of up to $3,000.00 No Cost Benefit

As a Kiwanis Member, you're guaranteed up to $3,000.00 in benefits — at absolutely no cost to you.

But regulations require your Confirmation on file in order to finalize this complimentary privilege. Please activate your NO COST benefits today.

 

Rates

Up to $3,000.00 Base Accident Benefit Costs You Nothing
As a special "thank you" for your service through Kiwanis International, you're automatically entitled up to a $3,000.00 benefit at NO-COST to you.

But as valuable as these COMPLIMENTARY benefits are, many Moose families need even higher benefits. That's why Kiwanis negotiated EXPANDED cash benefits — giving you more protection against all covered accidents.

Quarterly Rates for Expanded Benefits

Coverage Amount $5,000 $25,000 $50,000 $100,000
Member Only NO-COST $3.13 $2.25 $9.50
Member & Spouse N/A $5.03 $9.05 $17.10

Costs shown are based on a monthly rate and include a $1.00 Administration Fee. Rates and/or benefits may be changed on a class basis.

Your NO-COST-TO-YOU coverage will remain in force for as long as you are a Kiwanis Member in good standing.

Please Note: You may also have the option of paying your premiums once a year (annually), twice a year (semi-annually), or four times a year (quarterly). If you pay your premiums monthly, quarterly or semi-annually, the total amount of premiums you pay in a year may be higher than if you make one annual payment. If you are interested in learning more about these payment options, please refer to your fulfillment package for details.

Your Expanded Accident coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Rates can only be increased for an entire class of insured persons, not on an individual basis. Your benefits will continue in full force as long as you pay your premiums on time, remain a Kiwanis member in good standing, and the Master Policy remains in force. Coverage for all insureds (whether member or spouse) will reduce by 50% when the member/spouse reaches age 75.

Confirmation Required for Full Activation of up to $3,000.00 No Cost Benefit

As a Kiwanis Member, you're guaranteed up to $3,000.00 in benefits — at absolutely no cost to you.

But regulations require your Confirmation on file in order to finalize this complimentary privilege. Please activate your NO COST benefits today.

FAQs

How does this Expanded coverage work with my NO-COST Kiwanis Accident privileges?

Kiwanis made sure your NO-COST Accident privileges and your Expanded Accident coverage work together seamlessly, giving you a solid financial safety net for your family. Your benefits will not be reduced as a result of any other insurance you may have from an employer or another group. Rest assured ... your loved ones would receive the full amount they're entitled to if you fall victim to a covered accident.

Will I need to fill out a long form or get a physical from my doctor to sign up?

No. These Expanded benefits are extended to you on a guaranteed basis. There is no long form with complicated health questions to worry about. No medical exam is ever required. Just fill out the short form on this website to activate your Kiwanis Expanded accident benefits today.

Is there any way I can be turned down for Expanded benefits?

Not as a Kiwanis member under age 74. You and your spouse are GUARANTEED ACCEPTANCE in this Expanded benefit program … regardless of your health history, current occupation, or hobbies.

What if I decide these Expanded Benefits aren't right for me?

There's no risk with the program's 100% Money-Back Offer. As soon as you sign up, we'll send you a Certificate of Insurance. Look it over for a full 30 days. If you're not completely satisfied, just let us know. We'll cancel your coverage and give you a complete 100% refund of any premium you've paid as long as you haven't made any claims during that time

Confirmation Required for Full Activation of up to $3,000.00 No Cost Benefit

As a Kiwanis Member, you're guaranteed up to $3,000.00 in benefits — at absolutely no cost to you.

But regulations require your Confirmation on file in order to finalize this complimentary privilege. Please activate your NO COST benefits today.

TERMS

The Kiwanis Accident Plan cannot pay a benefit for a loss which is caused by, results from, or contributed by: Suicide, attempted suicide or intentionally self-inflicted injury, while sane or insane (in Missouri and Colorado while sane) declared or undeclared war or any act of war; full-time military service; participating in a riot; committing an assault or felony; sickness or its medical or surgical treatment, including diagnosis; bacterial infection except through wound accidentally sustained; operating or riding in any kind of aircraft except as a fare-paying passenger on a regularly scheduled commercial flight or as a passenger in a transport plane operated by the Air Mobility Command (AMC) of the United States of America; alcohol intoxication, as defined in the state where the accident occurred; taking of any drug, medication, narcotic or hallucinogen, unless as prescribed by a physician; taking of alcohol in combination with any drug, medication or sedative; voluntary gas inhalation or poison voluntarily taken, administered or inhaled; riding or driving as a professional in any kind of race for prize money or profit.

Terms and conditions of coverage are set forth in Policy numbers, non-contributory policy MZ0927408H0000A/0002A; contributory policy MZ0927408H0001A/0003A. No one can be covered more than once for no-cost and paid coverage under this policy. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. Premiums for the no-cost portion of your insurance coverage are paid by Kiwanis Endorsed Member Benefits as a benefit of your membership. The no-cost Member coverage is effective for 12 months and does not automatically renew. This plan may not be available in all states. Availability of this offer may change. Kiwanis member dues or contributions are not used for this promotion, program, or any other related expenses.

HOW BENEFITS ARE PAID Benefits for loss of life are payable to your beneficiary. If no beneficiary has been named, benefits will be paid to: your spouse; your children; your parents; your siblings; or your estate (in that order). Benefits for loss of your spouse's life are payable to you.

Exclusions: The Policy does not cover any loss that is caused by, results from, or contributed to by: suicide, attempted suicide, or
intentionally self-inflicted injury, while sane or insane (in Missouri and Colorado while sane); full-time military service; declared or
undeclared war or any act of war; participating in a riot; committing an assault or felony; sickness or its medical or surgical treatment,
including diagnosis; bacterial infection except through a wound accidentally sustained; operating or riding in any aircraft except
as a fare-paying passenger on a regularly scheduled commercial flight or as a passenger in a transport plane operated by the Air
Mobility Command (AMC) of the United States of America; alcohol intoxication as defined in the state where the accident causing
the injury occurred; taking of any drug, medication, narcotic, or hallucinogen, unless as prescribed by a Physician; taking of alcohol
in combination with any drug, medication, or sedative; voluntary gas inhalation or poison voluntarily taken, administered, or inhaled;
riding or driving as a professional in any kind of race for prize money or profit. Exclusions may vary by state. Please see your Certificate
of Insurance for details.
 

Offered by: Association Group Insurance Administrators

Underwritten by: Transamerica Premier Life Insurance Company, Cedar Rapids, IA

Administered by: A.G.I.A., Inc.
P.O. Box 26840, Phoenix, AZ. 85068
Questions? Call toll-free 1-844-603-0567

BBB

Confirmation Required for Full Activation of up to $3,000.00 No Cost Benefit

As a Kiwanis Member, you're guaranteed up to $3,000.00 in benefits — at absolutely no cost to you.

But regulations require your Confirmation on file in order to finalize this complimentary privilege. Please activate your NO COST benefits today.